Stop Identity Theft before
it starts
Freeze your credit at all three bureaus. No monitoring fees. No waiting for damage. Just prevention.
No credit card required · ~15 min setup
How it works
Three steps to credit security
Skip the monitoring upsells. Go straight to each bureau's freeze page.
Gather your info
Have your SSN, date of birth, and address ready. No credit card needed — freezing your credit is free by law.
Freeze your credit bureaus
A credit freeze locks your credit files so no one can open accounts in your name. We walk you through freezing all three bureaus.
Grant or revoke access anytime
Need to apply for a loan or credit card? Temporarily lift your freeze, then re-freeze when you're done.
Why freeze?
Prevention beats detection
Monitoring tells you after your credit file was pulled. A freeze prevents it from being pulled.
Monitoring
- Alerts you after damage is done
- Doesn't prevent unauthorized access
- Often requires a paid subscription
- You still dispute the fraud yourself
Freeze
Recommended- Blocks credit file access entirely
- Prevents new accounts from opening
- Completely free by federal law
- Lift or refreeze anytime you need
Preparation
What you'll need
Each bureau verifies your identity. Have these ready:
Entered directly on each bureau's site. We never see or store your data.